Old habits obviously die hard… Major credit card companies are finding just how challenging it is to get consumers to give up their plastic for mobile payments. NFC (a viable technology that’s been both proven as well as has existed for some time now) hasn’t been adopted by Apple (which is unlikely as it now stands) which is another reason why the adoption rates have moved at such a glacial-pace. Even with Samsung pushing this initiative it’s still as undetermined whether this approach will be the impetus for a marked shift whereas mobile wallets become more ubiquitous.
(Source) AFR: http://goo.gl/Mrpfz